Day Start Processing Checklist

Day Start Processing Checklist

Cashbook

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Explanation
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Edit/View Electronic Cashbook Transactions
[Import] and process the Cashbook transactions for the previous day

Repeat process for each bank account

Manual Reconciliation 
Reconcile each bank account by entering the closing bank balance for the previous working day and ensuring the difference is 0.00

Post to Other Systems
This posts transactions out to all modules to which transactions have been coded

Process can be run for all bank accounts together or individual bank accounts can be selected

Accounts

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Post Account Recurring Charges
This process will default to yesterday’s date, so the account arrears balance is aligned correctly

It may be changed to Today’s (T) date if required. 

Call Savings

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Post Interest on Accounts
This process will default to yesterday’s date

[F2] to select the bank account to which any interest due to be paid by direct credit will post.

It is possible to select a single account so interest will be posted to that account only

Deposit

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Print Maturing Deposits
This will provide a listing of all deposits that are due to mature for the specified date range

Report Order will normally be Maturity Action

Date range will normally be today’s date unless weekends or public holidays need to be processed

Post Maturity Instructions
This process will default to today’s date

[F2] to select the bank account to which any maturity principal and interest due to be paid by direct credit will post

If the maturities are for weekend or public holiday dates, this process should be run separately for each day

This will ensure the transactions are correctly dated in the cashbook

This process need only be run if accounts have printed on the Maturing Deposits report for the same dates

Create and Print Certificates
If the deposit module is used to process debentures, then this process will be run to create debenture certificates

This process may also be used to inform depositor’s details about their new deposit accounts

Certificates can be created and printed immediately, or only created and then printed at a later time from the communications browse

Fixed Loan

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Post Instalments Due
The posting date will default to yesterdays date

This will not normally be changed as:
  1. It means interest is not being posted in advance as required by CCCFA
  2. Arrears processing will be correct as instalments due will match cash received
This process will also post default interest on all accounts where instalments are still posting

Post Default Interest on Fixed Loan Accounts
This process will default to yesterday’s date to ensure the arrears position is correct

Default interest will be posted on all loans where all instalments have posted

It is possible to select a single loan account so interest will be posted to that account only

Lease

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Post Lease Instalments Due
This routine activates 3 processes:
  1. Post instalments to lease accounts
  2. Post Automatic Payments to lease accounts
  3. Create a direct debit batch for all lease accounts where the direct debit dialogue is set to Use Instalment
The posting date will default to todays date

A bank account must be selected that the direct debits will be processed to

Date range will normally be today’s date unless weekends or public holidays need to be processed

If the process is to cover multiple dates, a separate batch should be created for each day so the cashbook transaction is posted onto the account with the correct value date

Post Default Interest on Lease Accounts
This process will default to yesterday’s date to ensure the arrears position is correct

Default interest will be posted on all leases where all instalments have posted

It is possible to select a single lease account so interest will be posted to that account only

Variable Loans

MenuExplanationCheck
Post Variable Loan Instalments Due 
The posting date will default to yesterday’s date

This will not normally be changed so arrears processing will be correct as instalments due will match cash received

Post Interest on Variable Loan Accounts
The posting date will default to yesterday’s date

This will not normally be changed as:
  1. It means interest is not being posted in advance as required by CCCFA
  2. Arrears processing will be correct as instalments due will match cash received

Post Default Interest on Variable Loan Accounts
The posting date will default to today's date

This should be changed to yesterday’s date (Y) as:
  1. It means interest is not being posted in advance as required by CCCFA

Lending Modules

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Review and Create Overdue Letters
This process will be run from the appropriate lending module menu

Accounts with small amounts of arrears can be ignored by entering an amount in the Overdue Amount field

If the volume of letters is large, it is usual to run the First Letters to send separately from the Subsequent letters to send


Credit Control
Credit control is usually undertaken from the [Enquiry] button accessed from the lending module browse dialog

From the enquiry dialog it is possible to:
  1. Add and edit diary notes
  2. Print an account summary
  3. Provide an early termination quote
  4. Change a direct debit
  5. Change client contact details
  6. Change the next arrears letter to be sent

Diary Notes
Diary notes can be assigned a next action date so they can be followed up

Access the communications browse and enter a Next Action Date of Today [Search]

A list of all diary notes to be actioned with a next action date of today or earlier will be displayed

The [Account] or [Enquiry] can be accessed directly from the diary note and appropriate action taken

A diary note will drop off this list once its Next Action Date is deleted

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